When you need a loan, you need it fast. You don’t have time or energy to lose on anything long or complicated. So we make the process of applying for a Minty loan straightforward and simple.
With a Minty loan, you deal directly with us. There is no face to face appointment and no need to visit a store. You can apply for our online loans from the comfort and privacy of your home at your convenience.
Life is full of twists and turns. We never know what is round the corner. But we are here for you at every step of the journey. So whenever you need a loan, make it a Minty loan.
Simply apply online with us directly, expect an instant decision and your money the same day.*
Our repayment period is 24 months and you can repay your loan in weekly, fortnightly or monthly instalments. There are no fees to set up the loan and no penalties if you wish to repay early.
There isn’t one! With a Minty loan, you know exactly how much you have to repay us and when. You can settle your loan early if you wish, with no penalty.
Representative example: if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum
(fixed) with a representative 98.1% APR you will make 24 monthly payments of £177,
repaying £4,248 in total
If you need a loan, you’ve come to the right place!
At Minty we offer affordable and flexible loans from £1,000 – £3,000, for
When looking for a loan you need to find a lender you can trust. Minty is that lender. We’ve been helping thousands of customers for over 20 years. You deal directly with us and we will be open and honest with you about every detail of your loan. There are no hidden charges or other unexpected surprises with a Minty loan.
So, whatever is happening in your life right now, a Minty loan could be just
what you need to help you make a fresh start.
We take a refreshingly different approach to personal loans. When you apply for a loan with us we make everything as simple as it can be. We will give you an instant decision that you need, and will get your money to you as soon as possible.
Our online loans are repayable over 24 months in weekly, fortnightly or monthly instalments. There are no fees for setting the loan up or if you decide to repay it early. Our loans are available whether you are a tenant or homeowner, employed or self-employed. Money the same day. Want to find out more? Find out here.
Max APR 98.1% (based on £2,250 over 24 months).
Representative example if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying
£4,248 in total. Minimum repayment period 24 months. Maximum repayment period 24 months.
All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Available to UK residents aged 21 and over. T&Cs apply.
*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm.