A loan is a big commitment, so when you need a loan it’s important to understand how long you will have to pay it back. At Minty we understand this, so offer 24 month loans with a variety of repayment options.
Applying for one of our 24 month loans is easy. We are a direct lender so you apply directly to us online. The process is clear and simple. We offer 24 month loans between £1000 and £3000 for any purpose.
Once we receive your online application for a 24 month loan we will give you an instant decision, and you will get the money in your bank account the same day.
You can repay your 24 month loan in either monthly, fortnightly or weekly instalments. And if you decide to repay it earlier than 24 months there is no charge for doing so.
So if you are considering a loan, one of our 24 month loans may be just what you are looking for. Why not make your loan a Minty Loan?
Minty is a direct lender which means that we can do things our way. Which, as our customer, also means your way.We want to make it quick and easy for you to apply for a Minty loan, so you can apply online directly to us. There is no third party involved. We will give you an instant decision and, if approved, get your money into your bank account fast. We do not charge set up fees for our loans.
We also want to make your loan as flexible as possible. So although the loan repayment period is 24 months, if you find that you can repay it sooner than this, that’s fine by us. We won’t charge you any penalty for doing so. We appreciate that everyone’s financial circumstances are different, so we’re also flexible about how you pay us back during your loan. Whether you want to do this every week, fortnight or month: it’s your choice.
Representative example: if you borrow £1500 over 24 months at a flat rate of 44.4% per annum
(fixed) with a representative 98.1% APR you will make 24 monthly payments of £177,
repaying £4,248 in total
Our aim is to make this as straightforward and stress-free as possible. So you can apply directly to us online, from the comfort of your own home. No interview, no paperwork, no hassle.
Once your Minty loan application is approved, you will receive the money the very same day. Sometimes we require further info from you to support your application; we aim to provide a decision within 24hrs.
The duration of a Minty loan is 24 months.
No. There are no set up fees or hidden costs.
You are welcome to repay your loan early. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off. Just get in touch with us and we will confirm how much there is left to pay.
Max APR 98.1% (based on £2,250 over 24 months).
Representative example if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying
£4,248 in total. Minimum repayment period 24 months. Maximum repayment period 24 months.
All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Available to UK residents aged 21 and over. T&Cs apply.
*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm.