Life is full of ups and downs, and sometimes you need some extra money fast. A Minty £3000 loan might be the solution.
Minty is a direct lender. Which means that you can apply online directly to us for your £3000 loan and we can give you an instant decision.
Even better, you will get your £3000 loan in your bank account within 15 minutes of approval.*
There are no hidden charges for a Minty £3000 loan. No charge for setting it up, and no charge if you decide to repay it earlier than our usual 24 month repayment period.
Just to be clear, you can use your Minty £3000 loan for any purpose you choose. That’s your business, not ours.
And that’s it! There’s nothing more you need to know. So if you need a £3000 loan, get in touch with us today at Minty Loans.
When you apply for a Minty loan, we put you in the driving seat. You’re the customer after all. Firstly, we make it easy for you to apply. You can do this online directly to us. There is no interview and no forms to complete. We give you an instant decision and, if approved, the money will be in your bank account within 15 minutes.*
Secondly, you can choose how to repay us. Weekly, fortnightly, monthly; it’s completely up to you. Our usual repayment period is 24 months but if you want to repay your loan before then, that is fine. Thirdly, there are no hidden charges. We will not charge you anything to set up the loan or for early repayment. You just need to pay your loan repayments plus interest, which we will be clear about upfront.
Representative example: if you borrow £1500 over 24 months at a flat rate of 44.4% per annum
(fixed) with a representative 98.1% APR you will make 24 monthly payments of £177,
repaying £4,248 in total
Our aim is to make this as straightforward and stress-free as possible. So you can apply directly to us online, from the comfort of your own home. No interview, no paperwork, no hassle.
Once your Minty loan application is approved, you will typically receive the money in 15 mins.* Sometimes we require further info from you to support your application; we aim to provide a decision within 24hrs.
Repayments are made using a debit card ie Visa Debit, Debit MasterCard, Visa Electron or Visa Delta. We cannot accept credit card payments. You can either set up a regular payment called a CPA (Continuous Payment Authority) that will be taken automatically from your debit card, or pay us directly online.
Everyone’s circumstances are different, so it’s fine with us if you prefer to pay us weekly, fortnightly or monthly.
You are welcome to repay your loan early. There is no penalty for settling your loan early, and you will pay no further interest once your balance is paid off. Just get in touch with us and we will confirm how much there is left to pay.
Max APR 98.1% (based on £2,250 over 24 months).
Representative example if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying
£4,248 in total.
All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Available to UK residents aged 21 and over. T&Cs apply.
*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm.