We know the current circumstances mean your financial situation could change quickly and unexpectedly. We have updated our information below on how we can help you.
Firstly, we are following the government health advice to make sure our staff stay safe and putting all the necessary measures in place to ensure this advice is followed. We have put our robust business continuity plan into action so we can continue to serve you during this period.
If you are concerned about your loan during this time, here is a few things which might help:
Accessing information about your loan:
Should any of the above channel of communication becomes unavailable as during this unprecedented period, we will make you aware both here and/or via the email address you have provided to us.
Managing your loan
You can either make your repayment via the Customer Self-Help Portal , over the phone by calling 0330 400 6000 or by setting up a standing order with your bank or by calling us to set up a continuous payment authority. You can also make a bank transfer using the details below-
Account number 23034305
Sort code 20-00-00
Reference for the payment: agreement number + surname
If you are experiencing difficulties in repaying your loan, please do not despair as we are always here to help.
Simply reach out to us via the above email address or phone number and we will happily discuss forbearance options available to you based on your circumstances. It may also be useful to keep details of your income and essential expenditure at hand when you discuss your options with our advisors. A non-exhaustive list of options that may be available to you are listed below:
Worried about making payments due to coronavirus?
If you are, or imminently expect to be experiencing financial difficulties due to COVID-19, we can provide support by deferring payments by up to 6 months. This is available in periods of 3 months or less and may consist of full or partial payment deferral. You may apply for a payment deferral by giving us a call on 0330 400 6000 or send us an email to [email protected].
During the deferral period the deferred amount would not be reported as being in arrears. This may result in you taking longer to settle your loan, but we promise not to charge you any post term interest or any charge/fee due to deferring your payments.
If you’ve previously taken advantage of our payment deferral for the total maximum period of 6 months, we may still be able to offer other forbearance options that suits your circumstance.
If you are self-employed and worried about loss of earnings, Citizens Advice can help you understand what support is available to you.
Frequently asked questions answered
We understand that this is a very confusing time, so we have answered some of your frequently asked questions to help make things simpler.
Where can I find out more about the coronavirus?
Detailed guidance and advice is available on the websites below-
Maybe you have to pay an unexpected bill, or perhaps there’s a
project you have to work on as soon as possible. Refreshingly fast loans
from £1,500 to £3,000.
Max APR 98.1% (based on £2,250 over 24 months).
Representative example if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying
£4,248 in total. Minimum repayment period 24 months. Maximum repayment period 24 months.
All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Available to UK residents aged 21 and over. T&Cs apply.
*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm.