Minty Loans


Direct lender loans: we offer online loans, direct from Minty. £1,000 to £3,000 over 24 months, settle at any time.


How it works...

At Minty we take a refreshingly different approach to personal loans. As a direct lender we put you, our customer, first. And because of that, we do everything we can to make the loan process as quick and easy as possible.

The best bit  is that you can do everything online. You don’t need to arrange an appointment, fill in lots of forms or attend an interview. 

So to apply for a loan with us, there are just three steps that you need to take:


1. Decide how much you need to borrow.

We currently offer direct lender loans between £1,000 – £3,000. You can use the money for any purpose you choose, there is no small print telling you what you can and can’t do with your money.


2. Tell us how you want to repay. 

Our loans are repayable over 24 months, but you choose whether you make your repayments on a weekly, fortnightly or monthly basis.


3. Agree the terms and conditions of your loan.

We will give you an instant decision on your loan application. If it is approved, we will be clear and up front about the rates of interest you will have to pay. There is no charge for setting up the loan, and no penalty if you decide to repay it early. Once you’re happy, we’re good to go, expect your money the very same day.


If you need to chat about any aspect of your application, just get in touch. We’ll be happy to help. You can call us on 0330 400 6000, or message us using WhatsApp 07741 903 315 or email us at [email protected].

Get Started

Whether you’re looking for £1000 loan, £2000 loan, £3000 loan
–  we can help. Loans from £1,000 to £3,000.

Max APR 98.1% (based on  £2,250 over 24 months).

Representative example if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying
£4,248 in total. Minimum repayment period 24 months. Maximum repayment period 24 months. 

All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Available to UK residents aged 21 and over. T&Cs apply.

*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm.