Why Minty?


Perhaps you have to pay an unexpected bill, or there’s a financial emergency? We offer unsecured personal loans from £1,000 to £3,000.


The who, what, why, when...

With Minty you get the best of both worlds. All the benefits of a new and fresh approach to personal lending, plus the backing and experience of a well-established lender. Win-win!

Read on below to find out more about us and what makes us different.

Then you will understand that if you ever need a loan, you should make it a Minty loan.

What makes Minty Different?


As our name suggests, we take a refreshingly different approach to unsecured personal loans. When you apply for a loan with us we make everything as simple as it can be. We will give you an instant decision and, if approved, you will get your money the same day!


Our loans are repayable over 24 months in weekly, fortnightly or monthly instalments. There are no fees for setting the loan up or if you decide to repay it early. Our loans are available to you whether you are a tenant or homeowner, employed or self-employed.

Get Started

Whether you call it an emergency loan, a short term loan,
an unsecured personal loan or whatever – if you need access to
funds fast, we can help.
Loans from £1,000 to £3,000.


Unsecured personal loans

A fresh approach to lending...

Minty Values

The most important thing for us at Minty is you, our customer. This drives everything we do. If you’re not happy, we’re not happy.

So our promise to you is that from the beginning to the end of your Minty loan we will be:

Open and honest
We will ensure that you fully understand every aspect of your unsecured personal loan right from the start, including how much you have to repay and when. There are no hidden surprises with a Minty loan.

You can choose the frequency of your loan repayments. If your circumstances change during the loan and you have difficulty making the payments, we will work with you to find a way forward. And if you need more money adding to your Minty loan balance, we can consider this too based on your financial circumstances.

There for you
At Minty we value all interactions with our customers. We are there for you at every step of your loan journey. If you need to chat about your loan, or have any kind of question or problem, we will listen and answer.

Minty Benefits

Minty is a direct lender so when you apply for an unsecured personal loan with us, you only deal with us. We operate online so you can manage your Minty loan  from the comfort and privacy of your own home.

As a direct lender, we are able to:

Move quickly
When you need a loan, you need it fast. At Minty we can give you an instant lending decision, then get the money into your bank account once loan is approved.

Give you the money you need for the reason you need it
There are no restrictions on what you can use your Minty loan for. We lend you the money then it’s over to you. We can lend you between £1,000 and £3,000 and if you need a top up during your loan we can consider that too, as long as you can afford it and your existing loan repayments are up to date.

Offer flexible repayment options
At Minty we know there is no “one size fits all” in the way our customers choose to manage their loan. So we offer you the option of making your loan repayments on a weekly, fortnightly or monthly basis. Our standard repayment period is 24 months, but if you want to pay us back earlier that is fine: there are no extra charges for early repayment.

Minty Customer Protection

When you become a Minty customer, you can be confident that we have your back. The financial services industry can seem daunting and complicated, and we want to make things as stress-free as possible for you.

So when you take out a Minty loan, rest assured that:

We will be fair
We will make sure that you can afford a loan with us before lending you money, to avoid you running into difficulties with repayments later. We will double check that you are happy with the amount and frequency of the repayments before going ahead.

We are legit
As part of Loans 2 Go, Minty is fully authorised and regulated by the Financial Conduct Authority. We are also a committed member of the Consumer Credit Trade Association (CCTA) which aims to ensure responsible access to credit for all. Minty is a trading name of Loans 2 Go Limited, an industry leader in the provision of alternative, affordable personal loans for over 20 years.

We are compliant
We also have a dedicated Compliance team, who continually work to ensure that a Minty loan is compliant with the regulations and meet the needs of our customers.

So if you’re in the need for some additional funds then why not try a fresh approach to lending with Minty!

Receive your money in your bank account the same day of approval*. Want to find out more? Find out here.

Max APR 98.1% (based on  £2,250 over 24 months).

Representative example if you borrow £2,250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying
£4,248 in total. Minimum repayment period 24 months. Maximum repayment period 24 months. 

All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Available to UK residents aged 21 and over. T&Cs apply.

*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm.